Jason Vitug Financial Wellness Book
You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life
You Only Live Once is a national bestseller, Amazon bestseller and top business book by 800-CEO-Read. It was reviewed by the New York Times, a recommended read for psychologists on PyschCentral, and rated by the Financial Posts as one of the top 5 best personal finance books of 2016.
Jason Vitug wrote:
“the term financial wellness to describe the state of living in which your well-being is measured by the quality of your life, not just by wealth.”
Engineer your dream lifestyle! You Only Live Once redefines the millennial mantra into a practice of mindful financial decision-making.
The financial ACT process in the book will teach you:
Awareness: Understand your financial starting point and learn to envision your destination.
Creating a Plan: Build the roadmap to achieve your financial and life goals.
Taking Control: Learn to spend mindfully, save purposefully, and fix the debt mindset.
This book will inspire, motivate, and give you practical skills to achieve financial goals and live purposefully.Buy Now Get a Signed Copy
Available in hardback, ebook, and audio.
You can learn more about Jason Vitug or to schedule a talk or booksigning by visiting jasonvitug.com.
Money isn’t a goal—it’s a resource you need to live your dream life.
My starting point: I didn’t learn about money at home or in school
We grow up hearing there is a path to success: graduate college, start a career, make money, and buy stuff.
No one mentioned money isn’t the end goal. Money is a tool. The better it’s used the more opportunities to achieve financial and life goals.
I share this story in my book, You Only Live Once. The lack of financial knowledge would have a profound negative impact on my life. It took many stressful years to get me from where I was to where I am today-living my dreams and serving my purpose.
I grew up in Elizabeth, NJ in a modest household. My parents provided for the basic necessities. I was raised not to think or worry about money.
Money was a subject that was avoided at home.
Our first money conversation happened my senior year in high school. The conversation centered on the unaffordability of college.
We didn’t have the financial aid know-how or means to pay for college. I skipped my freshman year at Rutgers and worked at Newark Airport. The plan was to save enough money to afford my freshman year the following year.
I made it through college and graduated. It was through a combination of my paycheck, student loans, and credit cards that made it possible.
My college and work experience influenced my decision to switch majors from filmmaking to finance.
Banking was where the money was made. My hard work paid off. I climbed the corporate ladder and became a senior executive in a few years.
My salary grew substantially.
I achieved major financial goals: a six-figure salary, Silicon Valley apartment, a German car, traveled often, bought latest gadgets, and wore brand name clothing.
But I held a dark secret I was drowning in debt.
There was a car loan, student loans, and a significant amount of credit card debt. I chose not to save money or prioritize debt repayment. My income was going to be spent to reward myself for all the hard work.
Mindlessly consuming and obsessively complaining
I had a spending problem and heavily relied on credit to live. I gave every reason why I couldn’t save and found any reason to spend.
My role in the credit union exposed me to financial experts who gave unsolicited advice. I learned to listen which caused me start using better banking products.
As a branch manager, I met members who managed money very well and others who could never balance their checkbooks. Income wasn’t the biggest factor influencing their financial situation.
Some of the biggest earners had the emptiest savings accounts.
There were members who loved to save and earn high interests. On the opposite end were members who consistently requested refunds of overdraft fees.
These two vastly different groups taught me valuable lessons about managing money.
As time progressed I became aware of my scarcity based money mindset – a set of money beliefs impacting financial behaviors. My money beliefs had to change in order for me to achieve my goals.
Shifting my mindset to abundance took some time. The change in my relationship with money enabled me to abruptly take a differed path in life.
I was successful in my senior executive role. My CEO and Board offered the success CEO route after three years in my position. The fancier title and more money were seductive. However, I chose to resign.
I sold everything I owned. In 2012 I was backpacking through 20 countries all across the globe.
In Myanmar, as I sat on an 8th-century temple wall I had an “aha” moment.
Aligning my passions and serving a purpose
I was living my dreams. I asked the questions: where was everyone else? how did I get here?
I wasn’t rich by a stretch of the imagination.
I knew enough about money and about the available resources that change the trajectory of my life.
After more months of backpacking, thought-provoking conversations, and eye-opening experiences, I learned how to answer those questions.
The answer: Knowledge is power. Financial knowledge is life changing.
Financial knowledge empowered me to choose better financial products, ask questions, seek help from experts, and become involved in my finances to achieve my life goals.
After my adult gap year, I came home inspired to empower a generation to achieve their dreams through a better way of accessing financial information, resources, and tools.
In 2013, I started a blog and grew a community that supported a successful crowdfunding campaign raising $78,501. We’re now a tribe of over 65,000 road warriors.
Today, I find myself with more opportunities to forge my own path to success and happiness and helping others discover their own road to financial wellness.
Do you think money is evil? Do you believe money cannot buy happiness?
Rediscover your passions and define your purpose.
You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life is your complete guide to managing money with a purpose.
Jason redefined the way he saw money to live a more fulfilling life. Through his personal story, he shares memorable lessons learned to motivate you to create a lifestyle budget, save purposefully, spend consciously, and rethink retirement.
Gain practical skills to invest your most valuable asset – time – to improve your financial situation and improve your life.
This book is your opportunity to change your mindset and live your dream life.
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