12 Financial Wellness Stories

This series was created to share impactful financial wellness stories from our favorite bloggers. We all have money stories and it’s important to share them.

Facts are important because they help us understand our situation, but stories pull on our emotions and can inspire us into action.

I’ve always felt that there was a place for financial storytelling in financial education. When I discovered the personal finance blogger world, I was thrilled to read the journey of so many people all across the world.

There is a common thread among them and that is their willingness to bare the naked truth about their finances to help themselves and to help you.

I hope you enjoy these stories as much as I did.

favicon phroogal

Ashley from College Prep Ready wrote:

“By the mere fact that college tuition was expensive when I was preparing for college (and still is!), I knew that I couldn’t go into this financial decision lightly. Throughout the process of making this financial decision, I learned five key lessons that allowed me to make the right choice in college selection and funding my college education.”

Read more about how to make better college related financial decisions.

favicon phroogal

Liz from Less Debt More Wine wrote:

“My emergency fund is the cornerstone of financial empowerment to me. It doesn’t just help me sleep better knowing I could afford the deductible for my car insurance. It allows me to know that if something were to come up, I could be there for my friends and family without a second thought on the cost.”

Read how financial planning can help you when losing a loved one.

favicon phroogal

Michelle from Michelle is Money Hungry wrote:

“In order to begin feeling empowered financially you have to believe that you can take control of your financial situation and “own your finances” vs. letting your finances own you. For my entire adult life I have dealt with various levels of financial distress. And, it’s painful to admit this but I believe that I’ve allowed these negative financial situations to go one for as long as they have because I didn’t believe with 100% of my being that I could turn things around.”

Read how Michelle’s belief is helping her achieve financial goals.

favicon phroogal

David and John from Debt Free Guys wrote:

“To us, financial wellness means having the freedom of time and experiences. It gives us the flexibility to do what we want, when we want with whomever we want. We’re not tied to someone else’s schedule or expectations because of debt or maintaining a lifestyle we cannot afford. It gives us chances to spend time with our loved ones, travel the world and experience new things without someone else’s approval or constraints.”

Read how John and David got rid of $51,000 in debt.

favicon phroogal

Crystal from Budgeting in the Fun Stuff wrote:

“I’d love to say that the story from there has been simple – we just kept doing online work and making tons of money. But, no. I had a couple of amazing years of $100,000+ made solely online. Then a huge shift away from direct ad sales in 2012-2013 changed cause my online income to drop from $10,000+ to $4000+. By early 2014, it was obvious we needed another significant income stream.”

Read how being self employed can lead to empowerment.

favicon phroogal

Kayla from KaylaSloan.com wrote:

“My low point was when I was unable to sleep through the night because of how much I was worrying about the state of my bank account and wether or not it would be negative when I got up in the morning. I was earning more than I had ever earned before and I was still spending it faster than it was coming in. This is when I turn to Google to help me figure out how to make my money last longer and pay off debt so I could stop worrying so much about money.”

Read how Kayla’s blog keeps her accountable to her financial and life goals.

favicon phroogal

Brian from Debt Discipline wrote:

“It was two years into our debt free journey that I started to blog. I was at the point where I wanted everyone to know what I knew about personal finance. For years I had overlooked the common sense approach of having a plan for your money, living below your means, paying yourself first, sharing our story might just help someone else in a similar situation.”

Read why Brian declined going out with friends to reach his financial goals.

favicon phroogal

Bola from Clever Girl Finance wrote:

“That, in summary, is how I was able to save over $100,000 in a little over 3 years. Yes, I made a few money mistakes here and there that took me off track but I managed to recover – crossing the $100,000 mark with my savings was a big motivator for me.”

Read Bola’s tips to saving more through employer benefits.

favicon phroogal

Amanda from Our Debt Free Family wrote:

I imagined how freeing it would feel to not owe anyone anythingI thought about how quickly we could save for our kids’ college funds if we weren’t paying thousands of dollars toward debt every month. I realized that we could travel and spend money on whatever we wanted guilt-free once the debt was gone!”

Read how Amanda focused on debt freedom.

favicon phroogal

Shannon from Financially Blond wrote:

“The first step to achieving financial goals is the desire to achieve them to begin with. I say this all the time, but many of us are essentially driving around without financial road maps and then we wonder why we’re lost when it comes to money. If you don’t have a desire or a destination in mind, then how can you ever expect to get anywhere?”

Read how Shannon helps clients achieve their financial wellbeing.

favicon phroogal

Toni from Debt Free Divas wrote:

“Empowerment is a wonderful thing. Often that power is bestowed at the behest of another. Hillary needed a few million votes to step into her position. Children either are or are not given latitude by parents. The constitution and, the mostly, good sense of our founding fathers fosters an environment where Americans have the opportunity to rise to their potential. These people, situations, or actions contribute to the power we enjoy. Financial empowerment is a gift that we can give ourselves. Admit it or not, the lack of power over our finances is often power we give away – willingly.”

Read tips from Toni on becoming empowered.

favicon phroogal

Robert from The College Investor wrote:

Let me take a second to share with you my journey to financial empowerment. I graduated from college with $44,000 in student loan debt. I paid off my student loans within 2 years of graduation. I worked since I was 16 (really younger, but “legally” since then), and full time since I was 18. My first post-college job paid me $47,000 per year. But I side-hustled and focused on earning more money every year. I saved, invested, and became a millionaire this year at 31.

Read Robert’s tips on how to achieve financial empowerment.

 


You can read the rest of the financial wellness blogger series:

On the Road Series Part 1

On the Road Series Part 3

On the Road Series Part 4

On the Road Series Part 5

What’s your story on the road to financial wellness? Comment below. I’d love to read them.

 

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>